COMMERCIAL PRO
AI-Powered Insurance Platform
The future of commercial insurance

One Platform.
Every Risk.

Commercial Pro's AI agent quotes all 8 commercial property types across every major carrier simultaneously — in seconds. No portals. No phone tag. Real bindable quotes.

Apartments
Office
Retail
Warehouse
Mixed-Use
Hotels
Contractors
Restaurants
8 property types
8+ major carriers
Real-time AI quoting
Same-day binding
Instant COI issuance
Powered by AI
Replace EZLynx.
Own your carriers.

Our AI agent reads the full risk picture — roof age, construction, loss history, location — and routes to the right markets automatically. No per-quote fees. No middleware. Just results.

Travelers
Hartford
Nationwide
Markel
Coterie
Liberty Mutual
+ More
Try the AI Agent →
Free during beta · No credit card required

Every property.
Every owner.

One platform handles all commercial property types. Select your property type and our AI agent loads the right underwriting module automatically.

🏢
Apartments
1–500+ unit residential complexes. Vacancy, amenity, and tenant mix underwriting.
Multi-family
🏛️
Office Buildings
Class A/B/C office. Medical tenants, elevator liability, parking structures.
Commercial office
🏪
Retail / Strip
Tenant mix, cooking operations, foot traffic GL, anchor dependency.
Retail
🏭
Warehouse
Light industrial to heavy manufacturing. Hazmat, racking, cold storage.
Industrial
🔀
Mixed-Use
Residential above commercial. Dominant occupancy rule applied automatically.
Mixed-use
🏨
Hotels
Franchise or independent. Room count rating, liquor, pool, brand standards.
Hospitality
🏗️
Contractor Yards
Equipment values, tool floaters, UST liability, fuel storage, vehicle schedule.
Contractor
🍽️
Restaurants
Hood systems, liquor %, cooking operations, food spoilage, dram shop.
Food service

Quote in minutes.
Not hours.

Commercial Pro's AI agent replaces the entire manual quoting workflow — from carrier portal login to comparison spreadsheet.

01
Select property type
Choose from 8 commercial property types. The AI agent automatically loads the correct underwriting knowledge module.
02
Enter property details
Fill in address, TIV, construction, roof year, loss history, and coverage needs. Dynamic fields adapt to your property type.
03
AI routes to carriers
The agent scores the risk, matches eligible markets, and fires simultaneous quote requests to all qualified carriers.
04
Compare & bind
Side-by-side carrier comparison with AI recommendation. One click to bind, generate proposal, and issue COI.
8
Property types
8+
Major carriers
<60s
Quote time
$0
Per-quote fee

What's covered
for you.

Coverage LineApartmentsOfficeRetailWarehouseHotelContractor
Building (replacement cost)
General Liability
Business Income / Loss of RentsOpt
Umbrella / Excess Liability
Equipment BreakdownOptOpt
Inland Marine / ToolsOpt
Liquor LiabilityOpt
Workers CompensationOptOptOptOptOpt
Crime / Employee DishonestyOptOpt

✓ = Standard · Opt = Optional · — = Not applicable. Coverage specifics vary by carrier and property details.

Built for agents
who mean business.

★★★★★

"I used to spend 3 hours quoting a single apartment complex across 4 carrier portals. Commercial Pro does it in under a minute. The AI recommendation alone saved me from placing a client with the wrong carrier twice."

Marcus T.
Independent P&C Agent, Tampa FL
★★★★★

"The coverage gap analysis is what sold me. The agent flagged that my client's restaurant didn't have food spoilage coverage before I even thought to ask. That's the kind of thing that prevents E&O claims."

Sandra R.
Commercial Lines Broker, Atlanta GA
★★★★★

"We white-labeled Commercial Pro for our MGA network. Our agents went from 8 carrier logins to one platform. Submission volume is up 40% and declination rates dropped because the appetite matching is accurate."

David K.
President, Commercial Lines MGA
Ready to quote
smarter?

Get your first commercial property quote from the AI agent in under 60 seconds. No signup required for the demo.

Try the AI agent
Launch AI Agent →
Free demo · All 8 property types
Talk to a specialist
(973) 307-7007
Real people. Same-day response.
Email us
info@commercialpro.ai
We respond within 2 hours.

Built by agents.
For agents.

Commercial Pro was founded on a single frustration: commercial property agents were spending more time navigating carrier portals than actually serving clients. We built the platform we always wished existed.

Give every agent the power of an entire underwriting team.

Commercial insurance is complex. A single apartment complex submission can touch 4 different carrier portals, 6 ACORD forms, and 3 hours of an agent's day — before a single quote comes back. We think that's broken.

Commercial Pro exists to automate everything between the client conversation and the bound policy. Our AI agent handles carrier selection, appetite matching, payload formatting, quote interpretation, and recommendation — so agents can focus on relationships and advice.

We're not a marketplace. We're not a lead gen platform. We're an intelligent infrastructure layer that makes commercial property agents dramatically more productive and profitable.

Our values.

01
Agents first
Every feature we build starts with one question: does this make an agent's day better? We don't build for insurers or investors — we build for the licensed professional doing the work.
02
Radical transparency
We show agents exactly why the AI recommended a carrier, exactly what coverage gaps exist, and exactly what it will cost. No black boxes. No hidden fees. No surprises at claims time.
03
Accuracy over speed
Fast quotes that are wrong cost agents clients and E&O exposure. We'd rather take an extra second to get the appetite right than send to a carrier that will decline it.
04
Own your data
Your client relationships, submission history, and binding data belong to you — not us. We'll never sell your data or use it to compete with you. Your book is your book.

Insurance people.
Technology builders.

Our team combines decades of commercial insurance experience with modern AI and software engineering. We speak both languages fluently.

👨‍💼
C. Babb
Founder & CEO
20+ years in commercial insurance. Former agency principal specializing in commercial property and contractors. Founded Commercial Pro to solve the quoting problem he lived every day.
👩‍💻
Technology Team
Platform Engineering
Full-stack engineers and AI specialists building the carrier integration layer, ACORD data engine, and the AI orchestration system that powers the quoting agent.
📋
Underwriting Advisors
Knowledge & Accuracy
Licensed commercial underwriters who review and validate our carrier appetite rules, knowledge modules, and coverage recommendations. The human intelligence behind the AI.
🤝
Join Us
We're hiring
We're looking for commercial insurance professionals who want to help build the future of the industry. If that's you, reach out at careers@commercialpro.ai

How the AI agent
actually works.

Quote lifecycle
📋
ACORD data capture
Dynamic forms map to ACORD 125/140 standards. Every field feeds the canonical property object.
🎯
Knowledge module injection
Property type detected → correct underwriting rules loaded into the AI agent's context.
🔍
Risk scoring
AI scores 1–100. Flags hard knockouts before wasting carrier API calls on dead submissions.
📡
Parallel carrier requests
All eligible carriers hit simultaneously via adapter layer. No waiting for slowest carrier.
AI analysis & recommendation
Normalizes all responses, flags coverage gaps, recommends best fit with plain-English reasoning.
🏗️
8 knowledge modules
One per property type. Each contains underwriting rules, carrier appetite, required fields, and pricing factors. New property types added without touching the agent code.
🔌
Direct carrier APIs
No EZLynx. No middleware fees. Direct REST API and ACORD XML integrations with each carrier. You own the relationships and the data.
🤖
Claude AI engine
Powered by Anthropic's Claude — the same AI trusted by leading enterprises. Commercial property expertise baked into every system prompt.
📄
Instant COI issuance
ACORD 25 certificates generated in under 1 second after binding. Certificate holder tracking and renewal alerts built in.

Connected to
the markets
that matter.

We build and maintain direct API integrations with major commercial property carriers — no aggregator, no middleware, no per-quote fees.

Try the AI Agent Talk to Us: (973) 307-7007

Quote every
carrier. Now.

Select your property type, enter the details, and our AI agent routes to every eligible carrier simultaneously — returning real quotes with a clear recommendation in under 60 seconds.

All 8 commercial property types with dedicated knowledge modules
Simultaneous quotes from Coterie, Hartford, Markel, Nationwide & more
AI risk scoring, appetite matching, and coverage gap analysis
Plain-English recommendation — not just numbers
No EZLynx. No per-quote fees. You own the carrier relationships.
Active carrier connections
Coterie ✓
Hartford ✓
Markel ✓
Nationwide ✓
Liberty Mutual ✓
Travelers (soon)
Important: Quotes generated by the Commercial Pro AI Agent are illustrative estimates based on self-reported data and AI-modeled underwriting assumptions. They are not binding and do not represent a final insurance offer. All coverage is subject to full underwriting review, carrier approval, and applicable state regulations. Commercial Pro is a licensed insurance platform. Coverage is placed through licensed agents. Privacy Policy · Contact Us
📋 Property Intake
🏢 Apartment Module
🏢Apartment
🏛️Office
🏪Retail
🏭Warehouse
🔀Mixed-Use
🏨Hotel
🏗️Contractor
🍽️Restaurant
🤖 AI Agent Output
Awaiting submission
🏗️
Select a property type, fill in the details, and click Run AI Carrier Agent to get real quotes from multiple carriers.
Let's talk commercial.

Whether you're an agent exploring the platform, a carrier interested in API integration, or a business owner who needs coverage — we respond the same day.

📞
Phone / Text
✉️
Email
🤖
Try the AI Agent
⏱️
Response Time
Same business day. Usually within 2 hours.
🏢
What we handle
Commercial property · Auto fleets · Contractors · Non-profit · Cyber · Flood · Security guards
Send us a message
✓ Message received! We'll be in touch within 2 hours during business hours. You can also reach us directly at (973) 307-7007.